पुनीश्मेंट !!!

Please what is the punishment for a kid that steals my Credit card and spends over $5,000 from it?
Its really frustrating that no matter what you do, your identity is no longer safe, with the high tech gadgets now available in the market, I understand that you can now buy a device that can collect information from someone card while he/she is at the ATM.
The insurance for credit card has to go up soon.